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InHouse Design Finance

Many of our Hexham showroom customers prefer to pay for their new kitchen, bedroom or bathroom straight away, leaving them free to enjoy their new look home, without further thought. For some, spreading the cost over a set period can simply make life easier.

By partnering with banks and other lending institutions, Vendigo is able to offer market-leading approval rates and the broadest loan product portfolio.

V12 Retail Finance

Specialising in providing Consumer Credit options for home improvements, renewables and the retail sector.

Cash / Card Example

Like many of our customers, you may be quite happy to pay cash outright for your purchase. No problem at all!

Cash price – £10,000
Total Amount to be Paid – £10,000

Spread the cost – 7.9% APR

This payment option allows you to spread the cost of your purchase over 24 to 120 months, with the option of keeping the deposit low or even no deposit at all. You must make the minimum repayment each month. However, you can also make additional payments and therefore control the length of the loan and the amount of interest you would pay. Simple!

Cash price – £10,000 Representative APR – 7.9% APR Deposit – 10% (but could be as low as zero) – £1,000 Rate of Interest – 7.9% p.a. variable Total Amount of Credit – £9,000 120 Monthly Payments – £107.30 Duration of Agreement – 120 months Total Credit Payable – £12,876

Up to 48 months 0% Interest Free*

We are delighted to offer an interest free option on selected ranges* of our kitchen furniture. 

Interest Free 
Cash price
– £10,000
Deposit – £1,000 
Total amount of credit – £9,000 
48 monthly payments – £187.50 
Duration of agreement – 48 months 
Total credit payable – £9,000

*Only available on Schüller C1 ranges. 

Interested in Finance

We’d love to hear from you…

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Frequently Asked Questions

Do you offer finance for buying a kitchen, bedroom and bathroom?

We’ve got some great finance packages that are very flexible, including specific interest-free offers. Pop into our showroom to find out more about how we can help you finance your new kitchen, bedroom or bathroom.

Is a new kitchen worth the investment?

We all know that a beautifully designed, quality kitchen improves the value of your home. And with the quality of our German kitchens from Schüller and next125, they last for years. Plus, of course, you get the value and enjoyment from your new kitchen.

Over what term does the finance for kitchen, bedroom and bathroom run?

We have flexible finance packages available from as short a term as two months up to 10 years. Our finance packages are tailored to ensure that your new kitchen, bedroom and bathroom are easily affordable for you, without placing additional strain on your finances.

Our Panel of Lenders

V12 Retail Finance

Terms

Credit is subject to application and status. Finance is available to a maximum loan value of £50,000. Finance is subject to application, status and affordability. In-House Inspired Room Design Ltd trading as INHOUSE – Inspired Room Design, Bridge End Industrial Estate, Hexham, Northumberland NE46 4DQ is authorised and regulated by the Financial Conduct Authority FRN 913728. We act as a credit broker not a lender and offer finance from a panel of lenders.

Complaints Procedure

InHouse Inspired Room Design aims to provide high quality services which meet your needs. We believe we achieve this most of the time: if we are not getting it right, please let us know.
In order to ensure our services remain at a high and improving standard, we have a procedure through which you can let us know if, for any reason, you are not satisfied with your dealings with us.
If you are not happy with InHouse please tell us.
If you are unhappy about any of InHouse’s services, please speak to the relevant staff member, manager or Director.
Often, we will be able to give you a response straight away. When the matter is more complicated, we will give you at least an initial response within five working days.

Making a written complaint

If you are not satisfied with our response or wish to raise the matter more formally, please write to the Director/Chief Executive.
All written complaints will be logged. You will receive a written acknowledgement within three working days.
The aim is to investigate your complaint properly and give you a reply within ten working days, setting out how the problem will be dealt with. If this is not possible, an interim response will be made informing you of the action taken to date or being considered.

Financial Ombudsman (FOS) contact details:
https://www.financial-ombudsman.org.uk
0800 023 4567
complaint.info@financial-ombudsman.org.uk

In House Inspired Room Design Ltd are authorised and regulated by the Financial Conduct Authority FRN 913728. We act as a credit broker and not the lender. In House Inspired Room Design Ltd registered in England & Wales with company number 04750172 VAT No. 1801095, Bridge End Industrial Estate, Hexham, NE46 4DQ.

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